Step 2: Fetch transactions

Step 2: Fetch transactions

POST: https://api.creditchek.africa/v1/income/open-banking/transactions

An OTP is sent to the customer's phone number with the bank to give consent. Pass the OTP sent to the customer as the verificationCode in the request below.

Contact [email protected] if you encounter any error responses at this stage.

Request Parameters

Sample request

{
    "consentId": "f54894c8-82f6-498a-8da5-3bf0c69c056e",
    "verificationCode": "755689",
};

Response

{
  "status": "success",
  "message": "success",
  "data": {
    "bvn": "34889123451",
    "appId": "62877574ae22f30012b03091",
    "bankCode": "214",
    "accountName": "Ndaka Joshua Hassan",
    "bankName": "FCMB",
    "borrowerId": "6540b8b447d3da35a0ec121c",
    "businessId": "6287757348cc6c0013f4d0a0",
    "accountNumber": "8513586020",
    "balance": 14691,
    "createdAt": 1722005419637,
    "pdfUrl": "",
    "lastTransactionDate": "2024-06-30T00:00:00",
    "trans": [
      {
        "type": "credit",
        "narration": "Interest Paid ON balance01-06-2024 to 30-06-2024",
        "amount": 0.89,
        "date": "2024-06-30T00:00:00",
        "balance": 149.32,
        "bankCode": ""
      },
      {
        "type": "debit",
        "narration": "Withholding Tax for -8513586020",
        "amount": 0.09,
        "date": "2024-06-30T00:00:00",
        "balance": 148.43,
        "bankCode": ""
      },
      {
        "type": "credit",
        "narration": "Interest Paid ON balance01-05-2024 to 31-05-2024",
        "amount": 0.91,
        "date": "2024-05-31T01:42:00",
        "balance": 148.52,
        "bankCode": ""
      },
      {
        "type": "debit",
        "narration": "Withholding Tax for -8513586020",
        "amount": 0.09,
        "date": "2024-05-31T01:42:00",
        "balance": 147.61,
        "bankCode": ""
      },
      {
        "type": "credit",
        "narration": "Interest Paid ON balance01-04-2024 to 30-04-2024",
        "amount": 0.88,
        "date": "2024-04-30T03:40:00",
        "balance": 147.7,
        "bankCode": ""
      },
      {
        "type": "debit",
        "narration": "Withholding Tax for -8513586020",
        "amount": 0.09,
        "date": "2024-04-30T03:40:00",
        "balance": 146.82,
        "bankCode": ""
      }
    ],
    "success": true
  }
}