Get borrower's linked accounts

This endpoint allows you to see the list of bank accounts linked or associated with a borrower. Sometimes, it is recommended for the borrower to upload more than one bank account statement (or link more than one bank) as a way to bolster their chance of showing better financial health towards that loan application they desire. It is also helpful for the lending business to have a better overall financial health of their customers with the power of CreditChek's RADAR service.

POST: https://api.creditchek.africa/v1/income/account

Request Parameters

Name	Position	Required	Description
token	Headers	True	app public key
borrowerId	body	True	encrypted borrower ID

Example Request

---
curl --location --request POST 'https://api.creditchek.africa/v1/income/user-accounts' \
--data-raw '{
    "borrowerId" : "NwRaSqJBYiQ+JF2MBvjeubbWAi3q22s8pxhL2SDvIj0="
}'
---

Response

{
  "status": "success",
  "message": "success",
  "data": {
    "monoId": "",
    "institution": {
      "name": "unionbank",
      "bankCode": "032",
      "type": "PERSONAL_BANKING"
    },
    "name": "NUGACHI AUKI",
    "accountNumber": "2085336419",
    "type": "savings",
    "currency": "NGN",
    "balance": "22720",
    "bvn": "",
    "isavailable": "false",
    "lastTransactionDate": "2022-12-24T14:08:45.570Z",
    "_id": "6304b76c2d25db6570276267",
    "borrowerId": "628ca96b43274cc1d5366b2b",
    "businessId": "6287757348cc6c0013f4d0a0",
    "__v": 0,
    "createdAt": "2022-08-23T11:18:03.969Z",
    "source": "pdf",
    "updatedAt": "2022-08-23T11:18:03.969Z"
  }
}