SME Loan Repayment Reporting

Share Single Consumer loan repayment data (HTTP POST) to the DLN

---

POST https://dev.creditchek.africa/v1/dln/commerce/loanRepayment

---

This endpoint allows only a single object at a time. Lenders are encouraged to submit their borrowers' loan repayment data whenever a repayment is made or a borrower's repayment status changes. Keeping repayment records up to date helps improve cross-lender visibility, borrower performance tracking, and portfolio risk management.

Request Parameters

Example Request

---
curl --location 'https://dev.creditchek.africa/v1/dln/commerce/loanRepayment' \
--header 'token: JWR6t1qp8UcHrGVFyTPhrIWyayH+8eUQFSDkLih6lA2KXGo4CzGUx/zqPc8uhksb' \
--data-raw '{
    "customerId": "6287757348cc6c0013f4d0a0",
    "regNo": "RC1062517",
    "name": "CREDITCHEK TECHNOLOGIES NIGERIA LIMITED",
    "dateOfRegistration": "17/05/2019",
    "businessCategory": "Energy",
    "addressLine1": "Ikorodu road, Lagos",
    "city": "Yaba",
    "state": "Lagos",
    "country": "Nigeria",
    "phoneNumber": "08153408713",
    "website": "",
    "email": "[email protected]",
    "accountType": "Commercial/Business fixed term loan",
    "accountNumber": "2014603139",
    "accountName": "Srisri Ibe",
    "lastPaymentAmount": 0,
    "dateOpened": "03/08/2024",
    "lastPaymentDate": "03/08/2024",
    "maturityDate": "03/06/2024",
    "loanAmount": 100,
    "outstandingBalance": 100,
    "overdueAmount": 0,
    "daysInArrears": 0,
    "collateral": "No",
    "consentStatus": "Yes",
    "accountStatusDate": "03/08/2024",
    "legalChallengeStatus": "No",
    "minimumInstallment": 285500,
    "nextDueDate": "02/09/2024",
    "loanDuration": "6 months",
    "purpose": "Float",
    "repaymentFrequency": "Monthly",
    "accountDescription": "United Bank For Africa",
    "currency": "NGN",
    "accountStatus": "Open",
    "principal1LastName": "IBE",
    "principal1FirstName": "SRISRI",
    "principal1MiddleName": "KAYODE",
    "principal1Gender": "Male",
    "principal1DateOfBirth": "12/05/1988",
    "principal1AddressLine1": "NYSC CAMP, OKADA EDO STATE",
    "principal1Country": "Nigeria",
    "principal1City": "Ojo",
    "principal1State": "Lagos",
    "principal1BVN": "23150827368",
    "principal1PhoneNumber": "+2348152032109",
    "principal1Email": "[email protected]",
    "principal1PositionInBusiness": "Shareholder",
    "principal1AddressLine2": "",
    "principal1NIN": "",
    "principal1DriversLicense": "",
    "principal1PassportNumber": "",
    "principal1OtherId": "",
    "principal2AddressLine2": "",
    "principal2NIN": "",
    "principal2DriversLicense": "",
    "principal2PassportNumber": "",
    "principal2OtherId": "",
    "principal2": "Yes",
    "principal2LastName": "TATTVA",
    "principal2FirstName": "DODAN",
    "principal2MiddleName": "MONTY",
    "principal2Gender": "Male",
    "principal2DateOfBirth": "14/09/1988",
    "principal2AddressLine1": "NYSC CAMP, OKADA EDO STATE",
    "principal2Country": "Nigeria",
    "principal2City": "Ojo",
    "principal2State": "Lagos",
    "principal2BVN": "20150827608",
    "principal2PhoneNumber": "+2348145062114",
    "principal2Email": "[email protected]",
    "principal2PositionInBusiness": "Guarantor",
    "addressLine2": "NaN",
    "noOfDirectors": "",
    "businessType": "",
    "businessSector": "Others",
    "taxId": "",
    "collateralType": "",
    "collateralDetails": "",
    "litigationDate": ""
}'
---

Response

{
  "status": true,
  "data": {},
  "message": "ledger updated successfully",
  "error": false
}