Bulk SME Credit Reporting

Share Bulk SME data (HTTP POST) to the DLN

---

POST https://dev.creditchek.africa/v1/dln/data/commerce/submit-bulk

---

This is similar to the single loan data endpoint; this works if your reporting process is periodical or at the initial stage after getting onboarded on the network and there’s need to report already existing data to the network.

Request Parameters

Example Request

---
curl --location 'https://dev.creditchek.africa/v1/dln/data/commerce/submit-bulk' \
--header 'token: JWR6t1qp8UcHrGVFyTPhrIWyayH+8eUQFSDkLih6lA2KXGo4CzGUx/zqPc8uhksb' \
--data-raw '{
    "data": [
        {
            "customerId": "6287757348cc6c0013f4d0a1",
            "regNo": "RC1022519",
            "name": "DODAN NIGERIA LIMITED",
            "dateOfRegistration": "17/05/2019",
            "businessCategory": "Energy",
            "addressLine1": "Ikorodu road, Lagos",
            "city": "Yaba",
            "state": "Lagos",
            "country": "Nigeria",
            "phoneNumber": "08153408713",
            "website": "",
            "email": "[email protected]",
            "accountType": "Commercial/Business fixed term loan",
            "accountNumber": "2014603139",
            "accountName": "Srisri Ibe",
            "lastPaymentAmount": 0,
            "dateOpened": "03/08/2024",
            "lastPaymentDate": "03/08/2024",
            "maturityDate": "03/06/2024",
            "loanAmount": 100,
            "outstandingBalance": 100,
            "overdueAmount": 0,
            "daysInArrears": 0,
            "collateral": "No",
            "consentStatus": "Yes",
            "accountStatusDate": "03/08/2024",
            "legalChallengeStatus": "No",
            "minimumInstallment": 285500,
            "nextDueDate": "02/09/2024",
            "loanDuration": "6 months",
            "purpose": "Float",
            "repaymentFrequency": "Monthly",
            "accountDescription": "United Bank For Africa",
            "currency": "NGN",
            "accountStatus": "Open",
            "principal1LastName": "IBE",
            "principal1FirstName": "SRISRI",
            "principal1MiddleName": "KAYODE",
            "principal1Gender": "Male",
            "principal1DateOfBirth": "12/05/1988",
            "principal1AddressLine1": "NYSC CAMP, OKADA EDO STATE",
            "principal1Country": "Nigeria",
            "principal1City": "Ojo",
            "principal1State": "Lagos",
            "principal1BVN": "23150827368",
            "principal1PhoneNumber": "+2348152032109",
            "principal1Email": "[email protected]",
            "principal1PositionInBusiness": "Shareholder",
            "principal1AddressLine2": "",
            "principal1NIN": "",
            "principal1DriversLicense": "",
            "principal1PassportNumber": "",
            "principal1OtherId": "",
            "principal2AddressLine2": "",
            "principal2NIN": "",
            "principal2DriversLicense": "",
            "principal2PassportNumber": "",
            "principal2OtherId": "",
            "principal2": "Yes",
            "principal2LastName": "TATTVA",
            "principal2FirstName": "DODAN",
            "principal2MiddleName": "MONTY",
            "principal2Gender": "Male",
            "principal2DateOfBirth": "14/09/1988",
            "principal2AddressLine1": "NYSC CAMP, OKADA EDO STATE",
            "principal2Country": "Nigeria",
            "principal2City": "Ojo",
            "principal2State": "Lagos",
            "principal2BVN": "20150827608",
            "principal2PhoneNumber": "+2348145062114",
            "principal2Email": "[email protected]",
            "principal2PositionInBusiness": "Guarantor",
            "addressLine2": "NaN",
            "noOfDirectors": "",
            "businessType": "",
            "businessSector": "Others",
            "taxId": "",
            "collateralType": "",
            "collateralDetails": "",
            "litigationDate": ""
        },
        {
            "customerId": "6287757348ce6c0013f4c3a0",
            "regNo": "RC1281517",
            "name": "CREDITCHEK TECHNOLOGIES NIGERIA LIMITED",
            "dateOfRegistration": "17/05/2020",
            "businessCategory": "Energy",
            "addressLine1": "Ikorodu road, Lagos",
            "city": "Yaba",
            "state": "Lagos",
            "country": "Nigeria",
            "phoneNumber": "08153408713",
            "website": "",
            "email": "[email protected]",
            "accountType": "Commercial/Business fixed term loan",
            "accountNumber": "2014603139",
            "accountName": "Srisri Ibe",
            "lastPaymentAmount": 0,
            "dateOpened": "03/08/2024",
            "lastPaymentDate": "03/08/2024",
            "maturityDate": "03/06/2024",
            "loanAmount": 30000,
            "outstandingBalance": 1500,
            "overdueAmount": 0,
            "daysInArrears": 0,
            "collateral": "No",
            "consentStatus": "Yes",
            "accountStatusDate": "03/08/2024",
            "legalChallengeStatus": "No",
            "minimumInstallment": 2000,
            "nextDueDate": "02/09/2024",
            "loanDuration": "6 months",
            "purpose": "Float",
            "repaymentFrequency": "Monthly",
            "accountDescription": "United Bank For Africa",
            "currency": "NGN",
            "accountStatus": "Open",
            "principal1LastName": "IBE",
            "principal1FirstName": "SRISRI",
            "principal1MiddleName": "KAYODE",
            "principal1Gender": "Male",
            "principal1DateOfBirth": "12/05/1988",
            "principal1AddressLine1": "NYSC CAMP, OKADA EDO STATE",
            "principal1Country": "Nigeria",
            "principal1City": "Ojo",
            "principal1State": "Lagos",
            "principal1BVN": "23150827368",
            "principal1PhoneNumber": "+2348152032109",
            "principal1Email": "[email protected]",
            "principal1PositionInBusiness": "Shareholder",
            "principal1AddressLine2": "",
            "principal1NIN": "",
            "principal1DriversLicense": "",
            "principal1PassportNumber": "",
            "principal1OtherId": "",
            "principal2AddressLine2": "",
            "principal2NIN": "",
            "principal2DriversLicense": "",
            "principal2PassportNumber": "",
            "principal2OtherId": "",
            "principal2": "Yes",
            "principal2LastName": "TATTVA",
            "principal2FirstName": "DODAN",
            "principal2MiddleName": "MONTY",
            "principal2Gender": "Male",
            "principal2DateOfBirth": "14/09/1988",
            "principal2AddressLine1": "NYSC CAMP, OKADA EDO STATE",
            "principal2Country": "Nigeria",
            "principal2City": "Ojo",
            "principal2State": "Lagos",
            "principal2BVN": "20150827608",
            "principal2PhoneNumber": "+2348145062114",
            "principal2Email": "[email protected]",
            "principal2PositionInBusiness": "Guarantor",
            "addressLine2": "NaN",
            "noOfDirectors": "",
            "businessType": "",
            "businessSector": "Others",
            "taxId": "",
            "collateralType": "",
            "collateralDetails": "",
            "litigationDate": ""
        }
    ]
}'
---

Response

{
  "status": true,
  "data": {},
  "message": "Bulk Data submitted successfully, count: 3",
  "error": false
}