CRC FICO Scores

Get credit ratings for individuals

GET: https://api.creditchek.africa/v1/credit/crc-fico?bvn=12345678901

Sample request BVN: 12345678901 and 98765432101

Request Parameters

Name	Position	Required	Description
token	Headers	True	app public key
bvn	query	True	user bvn

Example Request

---
curl --location --request GET 'https://api.creditchek.africa/v1/credit/crc-fico?bvn=12345678901' \
--header 'token: {{token}}'
---

Response

{
  "status": true,
  "data": {
    "bvn": "12345678901",
    "customerId": "111201xxxxxx2488",
    "businessId": "628938xxxxxxxxx0013f4d10f",
    "name": "OLADAYO KADIR EZE",
    "gender": "MALE",
    "dateOfBirth": "01-JUL-1901",
    "address": "",
    "searchedDate": "2022-07-01T12:59:00.463Z",
    "score": {
      "totalNoOfDelinquentFacilities": 0,
      "hasLoans": "YES",
      "ficoScore": {
        "score": 610,
        "rating": "AVERAGE",
        "reasons": "There is serious delinquency on the accounts, adverse record or collection filed on the credit report. Lack of recent revolving/charge account information on the credit report. There is delinquency on the accounts on credit report. Lack of recent revolving/charge account information on the credit report."
      },
      "lastReportedDate": "30-APR-2021",
      "crcReportOrderNumber": "W-0032057385/2021"
    }
  },
  "message": "Request successful",
  "error": false
}