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Consumer Loan Repayment Reporting

Share Single Consumer loan repayment data (HTTP POST) to the DLN​

POST https://dev.creditchek.africa/v1/dln/consumer/loanRepayment

This endpoint allows only a single object at a time. Lenders are encouraged to submit their borrowers' loan repayment data whenever a repayment is made or a borrower's repayment status changes. Keeping repayment records up to date helps improve cross-lender visibility, borrower performance tracking, and portfolio risk management.

Request Parameters​

Example Request
---
curl --location 'https://dev.creditchek.africa/v1/dln/consumer/dataSubmission' \
--header 'token: JWR6t1qp8UcHrGVFyTPhrIWyayH+8eUQFSDkLih6lA2KXGo4CzGUx/zqPc8uhksb' \
--data-raw '{
    "BVN": "11111111111",
    "customerId": "62f1d3863518a3e04bbc6aaf",
    "lastName": "Sample",
    "firstName": "Test",
    "dateOfBirth": "07/11/1998",
    "addressLine1": "35 Adeola odeku",
    "addressLine2": "off Idejo",
    "city": "Ikeja",
    "state": "Lagos",
    "country": "Nigeria",
    "maritalStatus": "single",
    "employmentStatus": "employed",
    "occupation": "student",
    "businessSector": "Education",
    "phoneNumber": "08023151310",
    "email": "[email protected]",
    "gender": "Male",
    "accountNumber": "0128456407",
    "accountName": "Isaac John",
    "accountStatusDate": "03/05/2022",
    "dateOpened": "13/05/2022",
    "loanAmount": 73150,
    "lastPaymentDate": "22/06/2022",
    "outstandingBalance": 20,
    "overdueAmount": 2500,
    "daysInArrears": 0,
    "minimumInstallment": 19000,
    "lastPaymentAmount": 450,
    "collateral": "Yes",
    "collateralType": "Cash",
    "guarantor": "Yes",
    "guarantorType": "individual",
    "guarantorDOBorDateOfIncorporation": "12/07/2002",
    "guarantorFirstName": "Guator",
    "guarantorLastName": "Testor",
    "guarantorGender": "male",
    "guarantorPhoneNumber": "08173902223",
    "guarantorAddressLine1": "34 Kalu street",
    "guarantorCity": "Algiers",
    "guarantorState": "Lagos",
    "guarantorCountry": "Nigeria",
    "guarantorBVN": "10923874652",
    "nextDueDate": "13/12/2022",
    "maturityDate": "30/06/2023",
    "loanDuration": "6 months",
    "purpose": "Tuition",
    "repaymentFrequency": "monthly",
    "accountDescription": "Creditchek user account",
    "currency": "NGN",
    "accountStatus": "Open",
    "nationality": "Nigeria",
    "legalChallengeStatus": "No",
    "consentStatus": "Yes"
}'
---
Response
{
  "status": true,
  "data": {},
  "message": "ledger updated successfully",
  "error": false
}
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