Step 3: Verify mandate

Step 3: Verify the e-mandate status for the payer

POST: https://api.creditchek.africa/v1/recova/consent/business/get-mandate

Contact [email protected] if you encounter any error responses at this stage.

Request Parameters

Sample Request

{
  "mandateId": "65b3d3d283e37ece9396345d"
}

Response

{
  "status": true,
  "data": {
    "businessId": "730c8be89121212121212121",
    "borrowerId": {
      "guarantorInfo": {
        "consentStatus": "pending"
      },
      "businessTermsAgreement": {
        "isAccepted": false
      },
      "_id": "630e1a9686b30445f31def25",
      "businessId": "630c8be89131cd442344e790",
      "fullname": "TOBILOBA ABDUL CHINONSO",
      "gender": "Male",
      "emails": ["[email protected]"],
      "phones": ["08152332889", "09082546498"],
      "bvn": "22372292144",
      "dateOfBirth": "01-Jul-1908",
      "currentVerifiedAddress": "17, SEIDU BALOGUN STREET, IBARA HOUSING ESTATE, ABEOKUTA",
      "bankVerifiedAddress": "",
      "createdAt": "2022-08-29T18:29:05.582Z",
      "updatedAt": "2022-08-29T18:29:05.582Z",
      "__v": 0,
      "appId": "630c8be89131cd442344e794"
    },
    "appId": "730c8be89131cd1111111111",
    "reference": "563315af-f0a4-420f-8e5e-df9b1c28973b",
    "productId": "768fc9999999999999999999",
    "bvn": "12345678901",
    "startDate": "2024-07-07",
    "endDate": "2024-10-31",
    "frequency": "monthly",
    "totalAmountDue": 15000,
    "collectionMode": "auto",
    "rcNumber": null,
    "corporateAccount": false,
    "businessName": null,
    "businessEmail": null,
    "businessPhone": null,
    "debitType": "recurring",
    "mandateType": "variable",
    "status": "pending",
    "balanceEnquiry": false,
    "creditInsurance": false,
    "consents": [],
    "acceptedTerms": true,
    "isDemo": true,
    "_id": "77192739b3cf770000000000",
    "createdAt": "2024-10-23T16:41:29.085Z",
    "updatedAt": "2024-10-23T16:41:29.085Z",
    "__v": 0,
    "outstandingBalance": 15000,
    "collectedAmount": 0,
    "authorizationType": "e-signature" // (or “micro-deposit”)
  },
  "message": "consent created successfully",
  "error": false
}