Full Report

GET: https://api.creditchek.africa/v1/credit/ke/metropol-premium?nationalID=5392

Request Parameters

Name	Position	Required	Description
token	Headers	True	app secret key
nationalID	query	True	user national ID

Example Request

---
curl --location --request GET 'https://api.creditchek.africa/v1/credit/ke/metropol-premium?nationalID=5392' \
--header 'token: {{token}}'
---

Response

{
  "status": true,
  "data": {
    "_id": "636e768d8215a2e2fb06cfde",
    "nationalID": "5392",
    "fullName": "surname 5392 Othernames 5392",
    "gender": "M",
    "dateOfBirth": "1970-04-04T00:00:00-05:00",
    "surname": "surname 5392",
    "otherNames": "Othernames 5392",
    "searchedDate": "2025-04-29T11:12:14.145Z",
    "score": {
      "account_info": [
        {
          "account_number": "XXXXXXX",
          "account_status": "Closed",
          "current_balance": "0.00000",
          "date_opened": "YYYY-MM-DD",
          "days_in_arrears": 0,
          "delinquency_code": "003",
          "highest_days_in_arrears": 0,
          "is_your_account": false,
          "last_payment_amount": "XXX.XX",
          "last_payment_date": "YYYY-MM-DD",
          "loaded_at": "YYYY-MM-DD",
          "original_amount": "XXXX.XX",
          "overdue_balance": "0.00000",
          "overdue_date": null,
          "product_type_id": 7
        }
      ],
      "api_code": null,
      "api_code_description": null,
      "association": [],
      "credit_score": 260,
      "delinquency_code": "004",
      "guarantors": [],
      "has_error": false,
      "has_fraud": false,
      "identity_number": "XXXXXXX",
      "identity_scrub": {
        "api_code": null,
        "api_code_description": null,
        "bio_nationality": ["KENYA"],
        "date_of_being": ["YYYY-MM-DD"],
        "email": [],
        "employment": [],
        "gender": ["F"],
        "has_error": false,
        "identity_number": "XXXXXXX",
        "identity_type": "National ID",
        "identity_type_id": "001",
        "identity_website": [],
        "marital_status": ["M"],
        "names": ["XXXXXXXX"],
        "phone": ["XXXXXXXX"],
        "physical_address": [
          {
            "address": "XXXXXXXX",
            "country": "Kenya",
            "plot_number": null,
            "town": "XXXXXXXX"
          }
        ],
        "postal_address": [
          {
            "code": "XXXXX",
            "country": "Kenya",
            "number": "XXXXXXXX",
            "town": "XXXXXXXX"
          }
        ]
      },
      "identity_type": "001",
      "identity_verification": {
        "api_code": 200,
        "api_code_description": null,
        "citizenship": "KENYAN",
        "date_of_birth": "YYYY-MM-DD",
        "error": false,
        "first_name": "XXXXXXXX",
        "last_name": "XXXXXXXX",
        "other_name": "XXXXXXXX",
        "surname": "XXXXXXXX",
        "gender": "F",
        "id_number": "XXXXXXX",
        "identity_number": "XXXXXXX",
        "identity_type": "001",
        "trx_id": "XXXXXXXX"
      },
      "is_guarantor": false,
      "lender_sector": {
        "sector_bank": {
          "account_npa": 1,
          "account_performing": 39,
          "account_performing_npa_history": 1
        },
        "sector_other": {
          "account_npa": 0,
          "account_performing": 0,
          "account_performing_npa_history": 0
        }
      },
      "no_of_bounced_cheques": {
        "last_12_months": 0,
        "last_3_months": 0,
        "last_6_months": 0
      },
      "no_of_credit_applications": {
        "last_12_months": 1,
        "last_3_months": 0,
        "last_6_months": 0
      },
      "no_of_enquiries": {
        "last_12_months": 0,
        "last_3_months": 0,
        "last_6_months": 0
      },
      "stakeholders": [],
      "trx_id": "XXXXXXXX"
    }
  },
  "message": "Request successful",
  "error": false
}