Basic Report

GET: https://api.creditchek.africa/v1/credit/ke/individual?firstName=Surname 5392&lastName=Othername 5392&nationalID=5392

Request Parameters

Name	Position	Required	Description
token	Headers	True	app public key
firstName	query	True	user first name
lastName	query	True	user last name
nationalID	query	True	user national ID

Example Request

---
curl --location --request GET 'https://api.creditchek.africa/v1/credit/ke/individual?firstName=Surname 5392&lastName=Othername 5392&nationalID=5392' \
--header 'token: {{token}}'
---

Response

{
  "status": true,
  "data": {
    "_id": "636e768d8215a2e2fb06cfde",
    "nationalID": "5392",
    "fullName": "surname 5392 Othernames 5392",
    "gender": "M",
    "dateOfBirth": "1970-04-04T00:00:00-05:00",
    "surname": "surname 5392",
    "otherNames": "Othernames 5392",
    "searchedDate": "2025-04-29T11:12:14.145Z",
    "score": {
      "personalProfile": {
        "alienID": "5392",
        "crn": "5392",
        "dateOfBirth": "1970-04-04T00:00:00+02:00",
        "fullName": "surname 5392 Othernames 5392",
        "gender": "M",
        "maritalStatus": "UNKNOWN",
        "nationalID": "5392",
        "otherNames": "Othernames 5392",
        "salutation": "MISTER",
        "surname": "surname 5392"
      },
      "responseCode": "200",
      "scoreOutput": {
        "reasonCodeAARC1": "High number of enquiries",
        "reasonCodeAARC2": "High number of total mobile loans",
        "riskIndicator": "1"
      },
      "summary": {
        "creditActive": "false",
        "creditHistory": {
          "mySector": "0",
          "otherSectors": "98"
        },
        "enquiriesLast24Hours": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "enquiriesLast30Days": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "enquiriesLast72Hours": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "enquiriesLast7Days": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "mobileAccountsLast24Hours": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "mobileAccountsLast30Days": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "mobileAccountsLast72Hours": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "mobileAccountsLast7Days": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "mobileLendersLast24Hours": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "mobileLendersLast30Days": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "mobileLendersLast72Hours": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "mobileLendersLast7Days": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "openMobileAccountsLast24Hours": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "openMobileAccountsLast30Days": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "openMobileAccountsLast72Hours": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "openMobileAccountsLast7Days": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "totalEnquiriesToDate": {
          "mySector": "0",
          "otherSectors": "37"
        },
        "totalMobileAccountsToDate": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "totalMobileLendersToDate": {
          "mySector": "0",
          "otherSectors": "0"
        },
        "totalOpenMobileAccountsToDate": {
          "mySector": "0",
          "otherSectors": "0"
        }
      }
    }
  },
  "message": "Request successful",
  "error": false
}