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Basic Report

GET: https://api.creditchek.africa/v1/credit/ke/individual?firstName=Surname 5392&lastName=Othername 5392&nationalID=5392

Request Parameters​

NamePositionRequiredDescription
tokenHeadersTrueapp public key
firstNamequeryTrueuser first name
lastNamequeryTrueuser last name
nationalIDqueryTrueuser national ID
Example Request
---
curl --location --request GET 'https://api.creditchek.africa/v1/credit/ke/individual?firstName=Surname 5392&lastName=Othername 5392&nationalID=5392' \
--header 'token: {{token}}'
---
Response
{
"status": true,
"data": {
"_id": "636e768d8215a2e2fb06cfde",
"nationalID": "5392",
"fullName": "surname 5392 Othernames 5392",
"gender": "M",
"dateOfBirth": "1970-04-04T00:00:00-05:00",
"surname": "surname 5392",
"otherNames": "Othernames 5392",
"searchedDate": "2025-04-29T11:12:14.145Z",
"score": {
"personalProfile": {
"alienID": "5392",
"crn": "5392",
"dateOfBirth": "1970-04-04T00:00:00+02:00",
"fullName": "surname 5392 Othernames 5392",
"gender": "M",
"maritalStatus": "UNKNOWN",
"nationalID": "5392",
"otherNames": "Othernames 5392",
"salutation": "MISTER",
"surname": "surname 5392"
},
"responseCode": "200",
"scoreOutput": {
"reasonCodeAARC1": "High number of enquiries",
"reasonCodeAARC2": "High number of total mobile loans",
"riskIndicator": "1"
},
"summary": {
"creditActive": "false",
"creditHistory": {
"mySector": "0",
"otherSectors": "98"
},
"enquiriesLast24Hours": {
"mySector": "0",
"otherSectors": "0"
},
"enquiriesLast30Days": {
"mySector": "0",
"otherSectors": "0"
},
"enquiriesLast72Hours": {
"mySector": "0",
"otherSectors": "0"
},
"enquiriesLast7Days": {
"mySector": "0",
"otherSectors": "0"
},
"mobileAccountsLast24Hours": {
"mySector": "0",
"otherSectors": "0"
},
"mobileAccountsLast30Days": {
"mySector": "0",
"otherSectors": "0"
},
"mobileAccountsLast72Hours": {
"mySector": "0",
"otherSectors": "0"
},
"mobileAccountsLast7Days": {
"mySector": "0",
"otherSectors": "0"
},
"mobileLendersLast24Hours": {
"mySector": "0",
"otherSectors": "0"
},
"mobileLendersLast30Days": {
"mySector": "0",
"otherSectors": "0"
},
"mobileLendersLast72Hours": {
"mySector": "0",
"otherSectors": "0"
},
"mobileLendersLast7Days": {
"mySector": "0",
"otherSectors": "0"
},
"openMobileAccountsLast24Hours": {
"mySector": "0",
"otherSectors": "0"
},
"openMobileAccountsLast30Days": {
"mySector": "0",
"otherSectors": "0"
},
"openMobileAccountsLast72Hours": {
"mySector": "0",
"otherSectors": "0"
},
"openMobileAccountsLast7Days": {
"mySector": "0",
"otherSectors": "0"
},
"totalEnquiriesToDate": {
"mySector": "0",
"otherSectors": "37"
},
"totalMobileAccountsToDate": {
"mySector": "0",
"otherSectors": "0"
},
"totalMobileLendersToDate": {
"mySector": "0",
"otherSectors": "0"
},
"totalOpenMobileAccountsToDate": {
"mySector": "0",
"otherSectors": "0"
}
}
}
},
"message": "Request successful",
"error": false
}